New to the topic? Start with the complete AI receptionist guide for small business: what it does, what it costs, and how it compares.
What Smith.ai does well
Smith.ai's AI Receptionist answers calls with AI and, on its paid plans, can hand a complex call to a live, North America-based receptionist. That human backup is the feature competitors mostly do not offer, and for some businesses it is the deciding factor: a law firm intake, a medical office, a caller who simply refuses to talk to a machine.
It also has a free plan with 25 calls a month, which is a genuinely useful way to try AI answering with no commitment.
Why people look for an alternative
The reason is almost always pricing structure, not quality. Smith.ai bills per call: Pro starts at $150 a month for 75 calls, Enterprise from $500, and extra calls cost roughly $2.17 to $3.00 each. Per-call pricing is predictable when you get a few long calls, and expensive when you get many short ones: a two-minute "are you open on Saturday" call costs the same as a twenty-minute intake.
Most AI phone agents bill by included minutes instead. At the call lengths a small business actually sees (two to four minutes), minutes are usually the cheaper unit.
The math at three volumes
Assumptions: average answered call of three minutes; Smith.ai Pro at $150 for 75 calls and $2.50 per extra call (the middle of its published range); Striveloom tiers as published: Lite $49 for 300 minutes, Starter $99 for 500 minutes, Pro $299 for 2,000 minutes.
| Monthly calls | Minutes (at 3 min) | Smith.ai Pro | Striveloom |
|---|
| 60 | 180 | $150 (within 75 calls) | $49 (Lite) |
| 150 | 450 | $150 + 75 × $2.50 = $337.50 | $99 (Starter) |
| 400 | 1,200 | $150 + 325 × $2.50 = $962.50 | $299 (Pro) |
If your calls are long (ten minutes or more), the gap narrows; if they are short, it widens. Run the numbers with your own average call length, which your current phone bill shows.
Smith.ai alternatives compared
Entry prices are each vendor's published figure at the time of writing; the best AI receptionist software comparison keeps the full table with sources.
Striveloom AI Phone Agent
Minute-based plans from $49 (300 minutes) to $999 (5,000 minutes), inbound and outbound, booking into your real calendar, lead capture to your CRM, transcripts, and transfer of the live call to your phone when the caller asks for a person. There is no third-party human receptionist; the human backup is you or your team, which is what most small businesses prefer anyway. Per-call and monthly spend caps are on every plan.
Best for: businesses that want 24/7 coverage, bookings and lead follow-up at a flat price, and that are comfortable being the escalation point.
RingCentral AIR
The natural pick if you already use RingCentral phones: AI answering inside the same system and bill, from $49 standalone or $39 as a RingEX add-on, 100 included minutes.
Best for: existing RingCentral customers with modest volume.
Rosie, Dialzara, Goodcall, My AI Front Desk
Fully-AI receptionists with entry plans between $29 and $99 a month, differing in included allowance and billing unit (minutes, or unique callers in Goodcall's case). Worth a look if you want the lowest entry price and have light volume.
When to stay with Smith.ai
- A live person must be reachable on complex calls and you do not want to be that person.
- Your volume sits comfortably inside the included calls.
- You already use its chat or outreach products and want one vendor.
When to switch
- Your call count is growing and the per-call overage shows up on every invoice.
- You want the agent to call new leads back, not only answer.
- You want booking, transcripts and CRM capture included rather than priced separately.
- You want a hard cap on monthly spend.
Four things to check before you switch
- Real calendar booking. The agent should book an open slot in your actual calendar during the call, not take a message about one.
- Transfer path. Which situations transfer, to which number, and does the transcript reach you before you pick up.
- Caps. What happens at the end of the included allowance: overage per minute, or a cap that ends the call politely.
- Your own content. The agent answers from what you give it. Prepare the prices, hours, service area and top questions before the trial so you test the real thing.
The AI phone answering service guide covers the setup in an afternoon, and the AI receptionist cost guide has the cost model at more volumes. To try the minute-based option, the AI Phone Agent page has the live tiers and a 7-day trial.